From day-to-day cash management to FCA-compliant client money segregation, our accounts provide the flexibility, security, and API access required to run and scale your operations.
We provide access to Faster Payments and Bacs without the complexity of direct scheme participation. Financial institutions can launch and scale payment services under their own brand while benefiting from safeguarded funds and real-time payment capabilities.
At the Bank of London, your deposits are kept 100% at the Bank of England – never leveraged, never exposed to balance sheet risk. That means your funds remain fully protected at all times. Coupled with our real-time payment's capability, we deliver the rare combination of central bank security and instant transaction speed, so your business can move money with absolute confidence.
We’re directly connected to UK payment schemes, so you can access real-time payment capability through a single modern API. That means faster settlement, stronger cash flow control, and the ability to build seamless payment experiences for your customers.
Because we’ve already done the heavy lifting on infrastructure and scheme integration, you can launch new payment capabilities in days, not months — reducing complexity, accelerating time to market, and giving you the confidence to scale.